CVSA Huckster Charles Humble Files for Bankruptcy from Newly Purchased $1.6 Million Home

Charles Wayne Humble

On 31 August 2021, Charles Wayne Humble, the man behind the Computer Voice Stress Analyzer (CVSA), a quack device marketed to law enforcement agencies, filed for Chapter 7 bankruptcy on behalf of his company, NITV, LLC.

NITV has admitted in court that “the CVSA is not capable of lie detection”.

After NITV lost a demation lawsuit brought by competitor Elwood Gary Baker, Humble began running substantially the same business under the rubric of “NITV Federal Services, LLC.”

NITV, LLC never paid its judgment debt to Baker, and litigation by Baker in an attempt to collect on that debt is pending. Humble’s bankruptcy filing appears to be a naked attempt to stiff his creditors.

Humble lists $761,443.09 in unsecured claims against NITV, LLC. Apart from the quarter million dollar judgment debt to Baker, Humble also reports owing $329,076.19 in attorney fees to Brinkley Morgan of Fort Lauderdale and $139,266.90 in attorney fees to Seiden, Alder, et al. of Boca Raton. Humble also reports a $43,100 debt to himself for money loaned to NITV, LLC to pay attorney fees.

Despite these unpaid debts, NITV Federal Services, which took over NITV’s operations, reported $1,704,098 in revenue for 2018.

Charles Humble’s humble home

In his bankruptcy filing, Humble lists as his address a 5-bedroom, 8-bathroom West Palm Beach, Florida home that according to real estate website Zillow was purchased for $1,640,000 on 17 November 2020.

5 thoughts on “CVSA Huckster Charles Humble Files for Bankruptcy from Newly Purchased $1.6 Million Home”

    1. I think all the principals in NITV will be named eventually. I am not an attorney, but if I was in their shoes, I would seek my own counsel immediately since civil and even criminal indictments might be forthcoming. If Charlie’s wife had any brains, she should definitely seek independent legal counsel to get any assets in her name, and look to cut a deal if any criminal charges are coming down the pike. I have also heard rumors that Charlie has hid assets in Panama. Perhaps the wife needs to get down there forthwith and secure them before Charlie gets hold of the stash.
      From my research, if correct, Charlie has already stiffed three ex-wives and their children.

  1. Yep, I knew this day was coming for “Dr.” Humble and I have several questions, I guess will be mostly rhetorical, and statements:
    * Will Charlie’s bankruptcy attorney win the “prestigious” James Chapman Award for “excellence?” Will the “honorable” members of the NACVSA even convene in the future?
    * Will Gary’s attorneys tell Gary that since Charlie transferred operations to another phony baloney LLC they cannot collect a judgement? /sarc
    *Will “Dr.” Humble send another threat letter to Antipolygraph threatening legal sanctions? That last letter was soooooo scary.
    Florida is known for having one of the strongest, if not the strongest homestead exemption laws in the USA. That is why so many hucksters set up shop in Florida. Charlie may get to keep the house.
    Now, this “attorney’s eyes only” provision in the on going litigation with Gary needs to be discussed. If Charlie plans on stiffing Gary through BK, what is the point of Gary’s attorneys keeping confidentiality? If the entity LLC that declared BK is no longer around, why can’t Gary’s attorney’s report any suspected fraud they may have been uncovered?
    While Charlie thinks he is slicking his former lawyers, Gary and the home exemption provision in Florida, he may get body slammed by the IRS for his history of bouncing around assets from one LLC to another. Also, I still maintain that someone needs to look into PPP funds Charlie received. Personally, I would not be surprised if they ended up in Charlie’s pocket of the pockets of Charlie’s independent contractors.

  2. Charlie keeps on digging himself deeper into the hole he previously dug. His creditors will probably contest this bankruptcy filing. I am not an attorney as I have mentioned several times before, but reading over the petition, I spotted several items an experienced lawyer would definitely find.
    Unless I am missing it, Advisor Law is not on the petition. The other law firms on the BK filing may bring up the contemptuous exchange clause. That is, one has to include all creditors, or people or organizations that one has recently paid. Advisor Law is the firm that wrote the unfriendly letter to Antipolygraph on June, 2019. Advisor law claims a specialty in asset protection much like Charlie’s current bankruptcy lawyer, Julianne Frank.
    Also, Charlie’s I love me website will bite him in the butt. On this site, he is touting his expensive guitar collection, a fancy home, a ritzy office building with a helipad, fancy culinary equipment as well as a helicopter. He also brags about being the “father” of the modern CVSA and relates to himself as a “successful” businessman,
    Charlie, according to the petition has already paid Ms. Franks $7,500 for the bankruptcy filing. He is about to pay much more. If I was in the shoes or Gary, or some of Charlie’s prior law firms, I would not give up and walk away from an individual whom claims to be highly successful and brags about his riches from one side of his mouth, and then claims to be broken from the other side of his mouth. He complains about Gary being “greedy” while Charlie appears to be the one that picked the fight. (for the record, anyone in VSA is a charlatan much like anyone in the palm and tea leaf reading business)

  3. Will any attorney that has read the post of NITV declaring Chapter 7 bankruptcy, see CVSA Huckster Charles Humble Files for Bankruptcy from Newly Purchased $1.6 Million Home explain how this huckster can modify the name of the business, from NITV LLC to NITV Federal Services, wipe away some payable or at least negotiable debt, and then keep operating?
    AP has done an excellent job reporting this story, but it will be interesting to get some professional input.

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